I am Assistant Vice President at Citizens Bank & Trust Co. with over 8 years of banking experience.  It is my goal to guide you from start to finish in the loan process, including purchasing a new home or refinancing your existing residence.  My customers are very important to me with your happiness during the entire process being my first priority.  In addition to my banking knowledge, I am a graduate of the University of Kentucky with degrees in finance and economics as well as The Graduate School of Banking at LSU.  I currently reside in Taylor County with my wife and two daughters .